Outside of these exception times the date displayed will be today, the payment will leave your account immediately, and will be available in the recipient bank. Answer. Funds will be debited from your Santander account on the business day you direct us to initiate processing the transfer and will typically be credited to. Transfers made on a weekend, a public/ bank holiday or after the currency cut-off time will be processed the following business day. Once the money arrives, it should be yours for the taking within one business day although exceptions may apply. Find out more about our policy and your choices, including how to opt-out. ING Direct's John Arnott discusses the difference between online banking and traditional bricks and mortar institutions. Clear English Standard Winning Website Silver Level Clear English Standard Winning Website Silver Level Clear English Award - Opens in a new window. Please note you will be asked some identification questions prior to being provided with your Client ID. Topic General feedback Call back request Complaints Questions about recent transfer Questions before registering Refer a friend Submission of identity documents Technical support Other. Back to Results Feedback RNT. There was an error. Bill payments made using a credit card before 6pm will be processed the next business day. Pony up financial institutions — it is time the age of instant gratification extended to our transactions. Related guides Sort out joint bank accounts, insurance, bills and other finances with your ex-partner Taking over the budget after your partner dies How to reclaim unfair bank charges. You can generally hunt a wire down with a few phone calls if you're in a hurry to spend the money. How to make a bank transfer What details do you need to transfer money? Get the latest version to see all your account features. Can I schedule future-dated and recurring transfers to other banks in the U. Please keep in mind that we can only send or receive your money during regular banking hours. The whole process should be completed within working days. How to keep your business safe online.